INTRODUCTION

Paysub is a platform that gives you the easiest and most convenient access to pay for everyday services like phone airtime, data subscription, electricity bills, TV subscription education service, and quality insurance coverage as a third-party merchant. Paysub is a service operated and owned by BunchBay Nigeria Limited, and its registered address is #87 Kusenla Road, Lekki Lagos, Nigeria.

This Privacy Policy governs the use of this website, our mobile applications, APIs, widgets, and related services.

OUR PRIVACY POLICY

Our Privacy Policy describes your privacy rights regarding how and when we collect, use, store, share, and protect your information across our website, payment platforms (“Platforms”), APIs, Software Applications, (“Apps”), email notifications and tools regardless of how you use or access them.

COLLECTING AND USING YOUR DATA

While using Our Service, we may ask you to provide us with certain Personally Identifiable Information that can be used to track or identify you.

• Email address
• First name and last name
• Phone numbers
• Address
• Financial Account Information

We automatically store Customers’ data when you visit our website or mobile application.

• Internet Protocol (IP) address
• Web browser type
• Operating system version
• Device identifiers

We may receive information from third parties such as payment service providers; merchants/brands; advertising service providers and identity verification services.

HOW WE USE YOUR PERSONAL INFORMATION

We collect and maintain your personal information to give you the best possible service including but not limited to:

• Providing Products and Services to you
• Maintaining, supporting, evaluating, improving, and/or developing our Products and Services and developing new Products and Services
• Managing your relationship with us
• Provide targeted marketing and advertising
• Contact you at any telephone number, by placing a voice call, or through text (SMS) or email messaging
• Enforcing our rights under the Agreement, and as permitted with the Authorized User’s consent solely concerning their Personal Information.

MARKETING

Paysub does not sell, trade, or rent personal data to anyone.

SHARING YOUR PERSONAL INFORMATION

Third-party Service Providers: We may share your Personal Data with service providers engaged by us to support our business operations.

Transactions Involving third parties: We may also share your Personal Data with third parties directly authorized by you to receive Personal Information.

Legal and law enforcement: We may also share your Personal Information if required to satisfy any applicable laws, regulations, or government requests.

DATA SECURITY

Paysub recognizes the importance of protecting personal information.

COOKIES

Cookies allow us to store your information to optimize our site.

• To maintain and enhance your experience during the use of our website
• To authenticate users, prevent fraud, and protect you as you interact with our services
• To prevent spam, fraud, and abuse
• To enhance your experience by providing personalized content and features.

Managing cookies on your browser: Most browsers allow you to manage how cookies are set and used as you’re browsing, and to clear cookies and browsing data.

YOUR LEGAL RIGHTS

You have the right to:

• Request access to your data (data subject access request)
• Request correction of personal data
• Request the erasure of your data
• Object to processing of your data
• Request restriction of processing of your data
• Request the transfer of your data to you or a third party
• Withdraw consent at any time where we are relying on consent to process your data

CHANGES TO OUR PRIVACY POLICY

We may change, amend, or review this Privacy Policy from time to time to reflect new services or changes in our Privacy Policy.

CONTACT US

If you have any questions about our Privacy Policy or would like to find out more about exercising your data protection rights, contact us via Email: paysub.info@bunchbay.com, Phone: +2349039075524.